Master card, Visa and Europay has adopted global standard to equip Integrated Circuit Cards with EMV based chip card that is encrypted with Tracks 1 and Tracks 2 Data on a chip in Card. The EMV based is enabled with cryptogram that gives permissions to bank for the purposes of evaluating modified transaction. It is then stores counter that gets incremented with each transaction taking place in retail store. EMV based cards interact with Server of POS terminals that is equip with ICC readers and used protocols of EMV-based chip cards protocols for transactions. Debit cards are not different when it to comes to security parameters of cards. Consumers needs to input PIN for authentication purposes before transaction is processed.
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